According to the lender, it will now offer a rate of 2.84% on its most popular product – a five-year, fixed-rate, standard buy-to-let mortgage at 75% LTV – for properties with a D or E rated energy performance certificate (EPC).
Additionally, lower rates will also be available for fixed-rate mortgage products at 65% LTV for standard new-build properties and flats above commercial dwellings with an EPC rating between A and C: 2.69% for a five-year term and 2.50% for a two-year term.
Paul Fryers, managing director at Zephyr Homeloans, said: “2022 is shaping up to be a year of opportunity for brokers to engage with their customers on the drive to increase the energy efficiency of rental properties as well as the significant re-mortgaging opportunity arising from maturing five-year, fixed-rate products.
“We’re able to reduce our rates and enhance the products available to brokers and their landlord clients to take advantage of these important market changes.”
