Despite the market still bearing scars caused by the Mini Budget, plenty of signs of property market positivity have emerged over the last year.

Rates have reduced by up to 0.35%.

Rates in the range now start from 3.44%.

Rates now start from 3.24%.

Rates have reduced by up to 0.15%.

Less than half of private rented properties in England have an EPC rating of C or above.

Buy-to-let rates now start from 3.69%.

The lender has also introduced a new mortgage product for high-net-worth clients.

Fleet has cut rates by 20 basis points on its existing five-year fixed rate products with a 3% fee.

The team at Online Mortgage Advisor explore the key pros and cons of having multiple family members on the mortgage.