"Our focus is always on delivering swift, accurate decisions that give borrowers certainty when they need it most"
- Adam Evans - Roma Finance
Roma Finance has completed a £1.3m buy-to-let refinance facility in six days, delivering a fast turnaround on a complex dual-asset transaction after borrowers faced an imminent deadline to refinance an existing development exit loan and avoid significant penalty charges.
The facility covered two investment properties: an 11-bedroom multi-unit freehold block in Bedford, formerly a family-owned doctor's surgery converted into residential accommodation, and a detached single-family home let on an assured shorthold tenancy.
Once the borrowers' requirements were assessed alongside their asset-backed position, moderate leverage and clear refinance exit strategy, Roma moved quickly to progress the case. An automated valuation model supported the underwriting process, allowing the team to maintain momentum without compromising on diligence.
The case was introduced to senior business development manager George Tuffin, with underwriting led by Adam Evans. Working collaboratively throughout, the team helped the borrowers consolidate their borrowing across both assets under a new buy-to-let structure within the required timeframe.
"We were extremely happy to deliver a solution in this time-sensitive case," said Adam Evans, senior underwriter at Roma Finance.
"The borrowers were in a strong asset-backed position with reasonable leverage and had a clear, credible BTL refinance exit, which enabled us to move quickly and confidently. This demonstrates that the team here at Roma has the experience and capability to deliver results when faced with high-pressure, time-sensitive transactions.
"Our focus is always on delivering swift, accurate decisions that give borrowers certainty when they need it most."
George Tuffin, senior business development manager at Roma Finance, said the strength of the introducer relationship was central to the outcome.
"It was great to work with the introducer on this case. We've built a really strong relationship and that trust meant we were able to move quickly and collaboratively from day one. Their clear communication and thorough packaging made a huge difference, especially on a time-sensitive deal like this. We're always proud to support brokers who share our commitment to delivering fast, reliable outcomes for their clients."
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