"The scale, complexity and timeframe meant this deal needed focus and coordination from the outset"
- Annie Crust - Hampshire Trust Bank
Hampshire Trust Bank (HTB) has announced that it has completed a £6.5 million refinance facility on a 63-unit multi-unit freehold block (MUFB), finalising the deal just 36 hours after issuing the formal mortgage offer.
The refinance was introduced by Empire Global and involved a high-value property in a high-demand urban area, with a valuation of £8.75 million. The client, an experienced portfolio landlord, required a lender that could move quickly while also supporting a wider refinancing strategy. HTB tailored the pricing to reflect the complexity of the transaction, with legal support provided by Arch Law.
Close coordination between credit, underwriting and legal teams enabled the transaction to complete within the tight timeframe. The facility was designed to align with the client’s broader objectives while meeting a firm deadline.
“This was a substantial refinance involving a high-value asset, a defined deadline and a clear client outcome,” said Matt Davies, director at Empire Global. “HTB approached the deal with urgency and intent, taking time to understand the wider objectives and keeping the process moving at every stage. The ability to complete a transaction of this scale within 36 hours of offer reflects the level of experience and commitment across the HTB team. From our perspective, it was an excellent example of what a lender–broker partnership can achieve when everyone is aligned.”
Annie Crust, regional account manager at HTB (pictured), explained: “The scale, complexity and timeframe meant this deal needed focus and coordination from the outset. Denis Arefvev and Alysha Jorgensen were instrumental in progressing the offer quickly, and Helen at Arch Law kept the legal work running smoothly. The broker was fully engaged from day one, and that level of shared momentum across all parties is what made the outcome possible.”
Andrea Glasgow, sales director, specialist mortgages and bridging finance at HTB, noted: “This is the kind of case that plays to our strengths as a specialist lender. The client needed a facility that was structured around their portfolio, with the flexibility to move at pace. We were able to bring all the right people together quickly and deliver with clarity."
"It’s not just about speed; it’s about being deliberate and dependable in how we respond to time-sensitive opportunities. We’re proud to support brokers and clients with complex cases like this, and it’s another strong example of the value our team brings to the table.”
The deal team at HTB included Annie Crust, Denis Arefvev and Alysha Jorgensen. Legal support was provided by Helen Johnston at Arch Law.
