"With completions climbing to £2.5 billion and loan books hitting another record high, it’s clear that demand for short-term finance remains strong and consistent"
- Vic Jannels - BDLA
The bridging sector returned to growth in Q3 2025, with both lending and application volumes rising after a slower second quarter. Updated figures from the Bridging & Development Lenders Association show renewed momentum across short-term finance.
Completions reached £2.5 billion during the three months to the end of September, rising 9.6% on Q2 2025 and 42% higher than the same period last year. Application volumes also increased, reaching £11.4 billion and reflecting an 11.8% quarterly rise. The upward trend continues to align with sustained annual growth across the sector.
Lender loan books expanded for the third consecutive quarter, reaching a record £13.7 billion. This total reflects a 4.3% increase compared with June and 51.6% growth compared with September 2024. Total development loans written stood at £376.8 million, slightly lower than £416.7 million in Q2, while second charge loans completed reached £155.2 million, rising from £135.4 million the previous quarter.
“This quarter’s figures underline the continued strength of the bridging sector,” stated Vic Jannels, CEO of the BDLA.
“With completions climbing to £2.5 billion and loan books hitting another record high, it’s clear that demand for short-term finance remains strong and consistent. The macro-economic outlook may be uncertain, but there is plenty of reason to look forward with optimism at the BDLA."
"We’ll soon tip over more than 100 members, and we have just announced the appointment of Adam Tyler as our next CEO, a move that signals continued momentum and ambition for the Association and for the sector we represent. With a growing membership, a louder voice, and a clear focus on standards, education and engagement, we’re building strong foundations for the future.”
