Accord Mortgages is cutting rates across both its buy-to-let and residential ranges for the second time this month, with changes taking effect from 8am on 25 June 2026.
The intermediary-only lender is making the largest reductions on its residential range at 90% LTV, where rates fall by up to 0.18%. Fixes at 75%, 80% and 85% LTV reduce by up to 0.13%, while remortgage products at 65% LTV come down by 0.10%.
For landlords, buy-to-let mortgage rates are falling by 0.09% across all fixed-rate products.
Highlights from the updated buy-to-let range include:
- A two-year fix for remortgages at 60% LTV, now at 4.78% (down from 4.87%), with a £995 fee, standard valuation and remortgage legal service
- A five-year fix for remortgages at 75% LTV, also at 4.78% (down from 4.87%), with a £3,495 fee, standard valuation and remortgage legal service
- A fee-free two-year fix for purchasers at 75% LTV, now at 5.23% (down from 5.32%), with standard valuation included
On the residential side, the updated products include:
- A fee-free two-year fix at 90% LTV for remortgagers, now priced at 5.33% (down from 5.51%), with standard valuation and remortgage legal service included
- A two-year fix at 85% LTV for remortgagers at 4.99% (down from 5.12%), carrying a £495 fee with standard valuation and remortgage legal service
- A fee-free two-year fix at 75% LTV for purchasers at 4.94% (down from 5.07%), with standard valuation and £300 cashback
Tom Simpson, managing director of homes at Yorkshire Building Society, of which Accord Mortgages is the intermediary-only arm, said, "We are delighted to use this opportunity to enhance the competitiveness of our range, delivering improved value across a broad selection of products for brokers and their clients, whether customers are purchasing, remortgaging, or financing a buy-to-let property."
