Accord Mortgages is reducing buy-to-let rates for landlords borrowing at 80% loan-to-value (LTV), with two-year products falling by up to 0.12% and five-year rates by up to 0.09%.
The changes take effect from 8am on Friday 6 November 2026. The intermediary lender is also extending end dates across its buy-to-let range to February.
For landlords purchasing a property at 80% LTV, Accord's two-year fixed rate is falling from 5.84% to 5.79%. The product has a £995 fee, £250 cashback and a standard valuation.
The lender is also reducing rates for landlords remortgaging at the same LTV.
Its two-year fixed rate is falling from 5.89% to 5.77%, with a £995 fee, £250 cashback and a standard valuation.
The five-year fixed rate for landlords remortgaging at 80% LTV is reducing from 5.75% to 5.66%. The product also has a £995 fee, £250 cashback and a standard valuation.
Residential rates are also being cut, with the largest reductions applying to products at 95% LTV. Rates are falling by 0.18%, including on Accord's £5K Deposit Mortgage, designed for first-time buyers with a £5,000 deposit.
Five-year residential products at 65% LTV are also being reduced, with rates falling by 0.03%.
Residential product changes include a two-year fix at 6.15%, reduced from 6.33%, for house purchase at 95% LTV. The product has a £495 fee and includes a standard valuation, with an additional £500 cashback available to first-time buyers.
Accord is also reducing its fee-free five-year fix for first-time buyers with a £5,000 deposit from 6.52% to 6.34%. The product includes a standard valuation.
Jeremy Duncombe, managing director of Accord Mortgages, said, “These latest rate cuts will help brokers to help their clients with a smaller deposit to take a step towards home ownership, while providing landlords with more competitive options when buying or remortgaging a buy-to-let property.”
