Rates have been reduced by up to 15bps on four existing products.

£27 million in property value was illegally transferred in 2024

55% of landlords using brokers for limited company BTL feel ‘very confident’, compared with 20% going direct.

The average monthly mortgage payment for first-time buyers is now £909, down from £1,002 last year.

Landlords face up to £900 in late filing penalties under the new rules.

A new two-year discounted BTL product has been launched at 5.79%.

The proportion of renters actively saving for a house deposit has dropped to its lowest point in six months, as rising costs continue to put pressure on household budgets.

The facility was structured with a loan-to-value (LTV) of 67.5% and a margin of 4.25%.

Professionalisation of the investor market presents major opportunities for specialist lenders, according to property expert, Jamie Williams.

Landbay’s Summer Special fixed rates now start at 4.29% for both two- and five-year terms.