Latest News

Increase in landlords using commercial loans to sidestep BTL charges

Increase in landlords using commercial loans to sidestep BTL charges

New research from the National Landlords Association has shown that the proportion of landlords intending to take out commercial loans to fund their property purchases has doubled over the last 18 months as they look for ways to avoid the impact of forthcoming changes to landlord taxation.

24 Feb 2017

Hinckley & Rugby announce year of strong growth

Hinckley & Rugby announce year of strong growth

Hinckley & Rugby Building Society has revealed strong growth in its mortgage lending and its savings balances in its annual results published today.

24 Feb 2017

MORE TH>N announce landlord insurance price promise

MORE TH>N announce landlord insurance price promise

UK insurance company, MORE TH>N, has guatanteed that landlords who renew their cover next year will pay the same price - a move which the comapany says will give Britain’s two million plus landlords a much-needed -break in these uncertain Brexit times.

24 Feb 2017

Magellan and 3mc in new partnership

Magellan and 3mc in new partnership

Specialist mortgage lender, Magellan Homeloans, has announced that is to distribute its full range of mortgage products via the specialist distributor and packager 3mc.

24 Feb 2017

Pepper launch new 2&5 year fixes

Pepper launch new 2&5 year fixes

Pepper Homeloans has announced today that it has further strengthened its range of buy-to-let mortgage products by launching 2 and 5-year fixed rates and cutting some existing rates by up to 0.5%.

24 Feb 2017

London house price growth falls to 6.4%

London house price growth falls to 6.4%

According to the latest data from Hometrack, house price growth in the captital has fallen to 6.4% - the lowest level since June 2013.

24 Feb 2017

Gross mortgage lending at nine year high

Gross mortgage lending at nine year high

The latest data from CML has revealed that gross mortgage lending reached £18.9bn in January - hitting the highest levels seen for a January since 2008.

23 Feb 2017

Are DIY inventories putting landlords at risk?

Are DIY inventories putting landlords at risk?

According to the latest report from Imfuna, landlords are increasing their risk of tenant deposit disputes as a result of DIY inventory reports.

23 Feb 2017

Kent Reliance cut rates across entire Specialist BTL range

Kent Reliance cut rates across entire Specialist BTL range

Kent Reliance has announced today that they have made major changes to their BTL specialist mortgage range, with rates now starting from 2.99%, their lowest ever interest rate.

23 Feb 2017

Demand for rental accommodation sees January spike

Demand for rental accommodation sees January spike

The latest report from ARLA Propertymark looks at what has been happening in the PRS during January.

23 Feb 2017

 

Pepper adds Ingard to distribution panel

Pepper adds Ingard to distribution panel

Pepper Homeloans, the specialist lender, has extended its distribution network to include the Essex and Chester based mortgage network, Ingard.

23 Feb 2017

Barratt announce profits are up on fewer completions

Barratt announce profits are up on fewer completions

Barratt Developments has enjoyed a “strong” half year, with pre-tax profit up but total completions slipping.

23 Feb 2017

How much money does the average home waste in unused space?

How much money does the average home waste in unused space?

A new report from Ironmongery Direct, titled ‘Unused Britain’ – has calculated how much unused space is wasted within homes across the UK.

23 Feb 2017

New company formed to combat BTL taxation timebomb

New company formed to combat BTL taxation timebomb

From April 2017 buy to let landlords across the UK will be facing an uncertain financial future as new taxation changes are introduced that will substantially reduce their profits.

23 Feb 2017

Accord announce further cuts to range

Accord announce further cuts to range

Accord Buy To Let has announced that it has reduced rates on lower loan-to-value (LTV) mortgages by up to 0.30%.

23 Feb 2017

Park properties across the UK carry a 70% premium

Park properties across the UK carry a 70% premium

The latest research from online estate agent eMoov.co.uk highlights how much more a property commands surrounding city parks across the UK when compared to the city as a whole.

23 Feb 2017

Workshop to highlight ways of releasing funds for affordable housing

Workshop to highlight ways of releasing funds for affordable housing

Finance and legal teams working in the housing sector wanting to learn more about addressing lenders’ concerns regarding security risk on housing association properties can attend a workshop taking place at the Housing Finance Conference.

23 Feb 2017

Saffron launch refurb BTL 5-year fix

Saffron launch refurb BTL 5-year fix

Saffron For Intermediaries has announced that it has launched a 5-year fixed rate deal for landlords wanting to refurbish properties.

23 Feb 2017

Paradigm adds Vida to lender panel

Paradigm adds Vida to lender panel

Paradigm Mortgage Services has announced today that it has added Vida Homeloans to its lender panel.

22 Feb 2017

Demand accelerates for Islamic home finance

Demand accelerates for Islamic home finance

Following the announcement last month that demand for its home finance products reached an all-time high in 2016, Al Rayan Bank, the UK’s largest Sharia compliant retail bank, has revealed that demand has continued to accelerate in January 2017.

22 Feb 2017

Landlords could save money with an inventory

Landlords could save money with an inventory

A professionally and independently compiled inventory could save landlords money at a time when letting in the Private Rented Sector (PRS) is becoming more expensive.

22 Feb 2017

British expats routinely rejected for mortgages

British expats routinely rejected for mortgages

Overseas buyers and British expats without correct advice are finding it increasingly difficult to purchase property in the UK, reveals deVere Mortgages.

22 Feb 2017

Retired Scots cash in £86m in property wealth

Retired Scots cash in £86m in property wealth

New analysis from over-55s finance specialist, Keyretirement.com, has revealed that property wealth is boosting the retirement standard of living of Scottish pensioners by more than £86 million.

22 Feb 2017

Kitchen is king when it comes to influencing potential buyers

Kitchen is king when it comes to influencing potential buyers

The latest survey from home services marketplace, Plentific.com, has revealed that a new kitchen is the most effective home improvement for influencing a potential buyer’s final decision as well as their offer.

22 Feb 2017

Will the new PRA guidelines affect finance exit strategies?

Will the new PRA guidelines affect finance exit strategies?

The new guidelines currently being rolled out by the PRA (Prudential Regulation Authority) will see increased rental ratios for buy-to-let landlords and increased affordability and stress testing.

22 Feb 2017

Tenant demand still rising say 94% of landlords

Tenant demand still rising say 94% of landlords

New data from Paragon Mortgages has revealed that tenant demand for private rented accommodation is continuing to rise.

22 Feb 2017

Exclusive BTL HMO launches at 3mc

Exclusive BTL HMO launches at 3mc

3mc has announced that it has launched an exclusive buy-to-let mortgage deal funded by Precise Mortgages, targeting houses in multiple occupation and is available for individuals as well as limited companies.

22 Feb 2017

Residential property transactions up 4.9%

Residential property transactions up 4.9%

The latest HMRC data has revealed that between December 2016 and January 2017, residential property transactions increased by 4.9% - the fourth consecutive month of increases.

21 Feb 2017

Our Next Event

Complex Lending Roadshow March 2017

Complex Lending Roadshow March 2017

Bolton - 14/03/2017

Barnsley - 15/03/2017

Solihull - 16/03/2017

Watford - 17/03/2017

Register now

Latest Comments

Matthew Hollywood
Matthew Hollywood 07 Feb 2017

Matthew Hollywood - Director Mishon Mackay Land & New Homes - Brighton The shortage of New Homes is in part effected by the lack of land sales. Land sales are held back because there is a disparity between...

view article
CommercialTrust
CommercialTrust 30 Jan 2017

Hi Graham, Would be interesting to see the above figure calculated against an investment via a Lt Company /SPV structure and if the investor found themselves pushed in to the higher tax bracket. Mortgage...

view article
Tony Gimple
Tony Gimple 16 Jan 2017

HMOs do make great commercial sense, but do the area research first!

view article
OJoyce
OJoyce 30 Dec 2016

We can only hope this will bring the results we all want and strive for.

view article
Reality
Reality 21 Dec 2016

The changes to land tax were a shock to many when it was first announced by the Chancellor in 2015?s Autumn Statement. However, once the changes came into place and the full details were digested, it?s...

view article
akbar ali dayala
akbar ali dayala 20 Dec 2016

I am a landlord and director of an online letting agents at the moment we charge tenants minimal fees and landlord also meaning we can get best deals for tenants all around if the ban comes in it...

view article
milessgabriel
milessgabriel 05 Dec 2016

Useful article

view article
Spencer Fortag
Spencer Fortag 30 Nov 2016

I am glad that someone listened to me!

view article
Tony Gimple
Tony Gimple 27 Nov 2016

It's not just the lack of estate agency advice that's costing landlords money; most are getting seriously bad advice from their accountants resulting in tax bills far higher than they need to be. Likewise,...

view article
Sally Walmsley
Sally Walmsley 18 Nov 2016

The RLA stands by its sell-off statistics. While we welcome the feedback from Mr Jagota and are delighted to hear how well things are going for landlords in the north east, we would like to make it clear...

view article
Sheryl87
Sheryl87 18 Nov 2016

The high employment levels and the vibrant economy has led to ever-increasing demand for rental properties, especially from professionals relocations from other cities. This has led to more experts teaming...

view article
Sheryl87
Sheryl87 18 Nov 2016

Renting out your house can be risky business. It's good to think about residential landlords insurance. Standard cover includes buildings cover and cover for loss of rent following damage to a property...

view article

Popular this week