"While Core is our foundation, we’re already working on Core Plus, an expansion that will support borrowers who sit just outside standard criteria but still deserve access to fast, fair finance"
- Duncan Kreeger - TAB
Real estate finance platform TAB has announced that it has relaunched its main lending products, TAB Mortgage and TAB Bridge, introducing a streamlined offer aimed at improving clarity and responsiveness for borrowers. The updated range reflects TAB’s continued shift from bridging lender to broader specialist finance provider.
The revised product set is designed to serve brokers, developers, and property investors, with headline interest rates starting at 3.50% above the Bank of England base rate for TAB Mortgage and 4.50% for TAB Bridge. The company said the changes demonstrate its intent to offer competitive and transparent funding.
"This is a pivotal moment for TAB," said Duncan Kreeger (pictured), chief executive and founder of TAB, "We're not changing who we are, we're doubling down on what we do best: fast, flexible funding with real people at the heart of every deal. With new SLAs now in place, we’re turning terms around the same day and processing applications in as little as 24–48 hours. In a volatile market, speed and service aren’t luxuries — they’re non-negotiables. That’s what we’re delivering."
TAB Mortgage now offers long-term finance from £100,000 up to £5m. The maximum loan-to-value (LTV) is 75% for residential properties and 70% for commercial assets. The product includes a flat 2.00% arrangement fee and a 2.00% exit fee, with discounted exit fees available for borrowers meeting environmental, social, and governance (ESG) criteria. TAB emphasised the product’s straightforward pricing and underwriting process.
The TAB Bridge product, aimed at short-term financing, is structured similarly. It also allows borrowing between £100,000 and £5m, with terms of up to 24 months and up to 75% LTV on residential property. Margins start at 4.50%, with a 2.00% arrangement fee and no exit fee. The product is targeted at investors and developers dealing with tight timelines or transitional property needs.
TAB’s refreshed lending suite is positioned to respond to evolving market demands. With the Bank of England’s base rate playing a more significant role in borrower decision-making, TAB’s approach of linking rates to base plus margin is intended to offer borrowers both visibility and flexibility.
Kreeger added, “This is just the beginning. TAB is entering a very exciting period. We’re getting ready to launch something transformative – details to come soon. While Core is our foundation, we’re already working on Core Plus, an expansion that will support borrowers who sit just outside standard criteria but still deserve access to fast, fair finance.”
