From 1st May 2026 onwards, HMO landlords won't be permitted to sell tenancies until six months before the start date, impacting the 2027/28 booking season.

The loan was agreed at 75% LTV at 0.78% flat over a 10 month term.

The borrower faced a six-week deadline to repay their bridge facility, which was fully cleared.

Professional landlords are showing a growing preference for semi-commercial and HMO properties, based on the latest internal market data from Shawbrook.

2,334 HMOs in England contain a Category 1 hazard, representing 1.8% of total HMO stock.

The facility is worth £25m and supports over 30 student and HMO properties.

Zephyr’s new two-year fixed rate mortgage is available at 3.14% for up to 12-room HMOs or MUFBs.

England’s HMO stock increased by 2.3% in the past year, adding nearly 10,500 homes.

Maximum works cost for the new product is £500,000.

The lender's five-year zero fee HMO/MUFB product rate has been reduced by 10bps to 5.54%.