Relationship between crime and house prices revealed

Relationship between crime and house prices revealed
While house prices can have an impact on the surrounding neighbourhood, it is always wise to be vigilant to the threat of burglary and take steps to ensure that the home’s contents are kept safe

New analysis from Churchill Home Insurance reveals the correlation between rising house prices and falling burglary rates across the country.

The insurer’s analysis shows that there is a direct correlation between property values and crime levels, with the counties experiencing the sharpest rise in property prices also likely to experience the biggest decrease in reported burglaries.

Across the ten regions in England and Wales, house prices rose from an average of £199,493 in 2011 to £274,228 last year an increase of nearly £75,000, or 37%. Over the same time frame, the number of burglaries has fallen by over a quarter, dropping from over 500,000 five years ago to 360,000 in 2016 – a fall of 140,000.

Homeowners in London, having already been boosted by average increases in house prices of 58%, from £331,210 in 2011 to £523,968 last year, have also seen burglary rates plummet by 64% over the same period. In 2011, London had the highest number of burglaries of any region in England and Wales, with a total of 96,213 reported burglaries – or 264 every day. This number fell to 34,751 in 2016, an average of just 95 every day.

London is followed by the South East, which saw property prices rise by 41% and burglary rates fall by 27% between 2011 and 2016. The North East was the only region to experience a rise in burglaries over five years, with a five per cent increase coupled with a four per cent rise in property prices.


Churchill’s analysis also reveals that while the number of burglaries in England and Wales has fallen significantly in recent years, households are still under threat from intruders, as one in every 67 households was the victim of burglary last year. In spite of London having the largest number of households in England and Wales, its residents have the lowest chance of being the victims of a break-in, with one in 94 properties being burgled in 2016. This is more than twice the amount in Yorkshire and Humberside, where one in every 49 properties was burgled.

Martin Scott, head of Churchill home insurance said: “It is interesting to see a correlation between the price of houses and the level of crime in an area. However, while house prices can have an impact on the surrounding neighbourhood, it is always wise to be vigilant to the threat of burglary and take steps to ensure that the home’s contents are kept safe.

While it is encouraging to see that the number of burglaries across England and Wales has fallen in the past five years, the fact remains that the average property has a one in 67 chance of being burgled. This is why it is important to take basic safety precautions, from remembering to double lock the front door to installing a security alarm, and ensuring that the property has comprehensive contents cover in the event that a break-in does occur.”

Top tips for protecting your property:

1. Ensure any security features which allow you to track your phone or tablet are turned on as this will help police locate your device should it be stolen. If you are burgled, also call your contract provider immediately and have the line and phone blocked

2. If you have a security alarm, use it and keep it clean so it looks like it is used and serviced regularly. Burglars will be able to tell if the alarm is not in use

3. The best burglary deterrent is for the home to be occupied, so if you are away ask neighbours to pop around, leave a light on or invest in timed lights. Don’t make it obvious that no one is home

4. Think like a burglar and see where the best points of entry to your home are. Make sure all windows and doors are locked when you are out

5. Try not to leave packaging for new expensive goods outside your home. It is better to take it to a public recycling centre, as it can attract burglars. Do not leave expensive, portable items like tablets or laptops in clear view

6. If you keep power tools, golf clubs or garden equipment in an outbuilding or shed, make sure the shed is locked and/or has security features such as an alarm or security light

Join our mailing list:

Leave a comment



Our Next Event

Specialist Lending Roadshow June 2017

Specialist Lending Roadshow June 2017

Crewe - 20/06/2017

Northampton - 21/06/2017

Chingford - 22/06/2017

Brighton - 23/06/2017

Register now

Latest Comments

Oliver Conway
Oliver Conway 18 May 2017

Making a neat inventory is a good idea, but if the seller is not willing to provide it, can the buyer demand it?

view article
Bertrand
Bertrand 17 May 2017

First step to nationalisation of the private rented sector IMHO. Nanny state poking their noses into things yet again. I object, as a decent landlord, sometimes having to deal with some pretty awful tenants,...

view article
Izzy
Izzy 16 May 2017

This is such a great a post. I love the detail you've gone into. It's a very useful article for helping those who are looking at deciding which sector they would like to go into! When I first started investing...

view article
paul burnham
paul burnham 30 Apr 2017

Jeremy Corbyn's pledge that a Labour government would build 500,000 new council houses must electrify the general election campaign. Reliance on markets and the profit motive has brought huge housing-related...

view article
CommercialTrust
CommercialTrust 28 Apr 2017

Sadiq Khan?s announcement of an online database of landlords and letting agents who have been convicted of housing offences, appears on face value to be a variation of the already implemented Database

view article
warren
warren 26 Apr 2017

You're very welcome Mary! Glad you enjoyed them :)

view article
Mary Ward
Mary Ward 26 Apr 2017

Thank you for the wonderful ideas. First impressions can make or break a deal. It's sadly that many homeowners drop the kerb to create an off-street parking space.

view article
Tony Gimple
Tony Gimple 14 Apr 2017

I'm not at all surprised that so many landlords are still confused about what the tax changes really mean and how it will affect them. In particular, the blind rush to incorporation is leaving landlords...

view article
MH
MH 13 Apr 2017

You are right that the bank holidays are going to be spoiled in looking for the properties. But people who want to sell their property and looking for the better relocation, they can get benefits of this...

view article
bnellyb
bnellyb 08 Apr 2017

There will be an exodus of private landlords over the next 5 years as tax changes take effect, private landlords provide an important service to the rental market, why do housing associations and councils...

view article
Fred Cassman
Fred Cassman 07 Apr 2017

"Make it look like you are at home": often people forget this and share on facebook their location!

view article
jared townsend
jared townsend 05 Apr 2017

It'll be interesting to see how & if the Government's asset sale regarding mortgages helps

view article

Related stories

More articles from Property

Specialist Lending Roadshow June 2017

20th-23rd June

4 days
7 specialists
4 locations
Free to attend

Click here to register now