All Finance Stories

Halifax announce commitment to post HTB 95% lending

Halifax announce commitment to post HTB 95% lending

Halifax has announced today that it intends to continue supporting mortgage borrowers beyond the end date of the government’s Help to Buy: mortgage guarantee scheme on 31st December 2016.

02 Dec 2016

Fixed rates cut by 0.5% at Barclays

Fixed rates cut by 0.5% at Barclays

Barclays has announced today that it has cut fixed rate mortgages by up to 0.50%.

30 Nov 2016

Remortgage lending at highest level in 8 years

Remortgage lending at highest level in 8 years

The latest report from LMS has revealed that the value of remortgage lending rose "spectacularly" by 23% from September's £5.5bn to £6.8bn in October.

30 Nov 2016

Number of fee-free mortgages see dramatic rise in 2016

Number of fee-free mortgages see dramatic rise in 2016

The latest report from Moneyfacts has revealed that the number of fee-free deals on fixed-rate products have increased by more than 100% over the year.

29 Nov 2016

e.surv announce partnership with Vida Homeloans

e.surv announce partnership with Vida Homeloans

Chartered surveyors, e.surv, has announced this morning that it will be partnering with Vida Homeloans, becoming lead valuer and panel manager for the new mortgage brand.

28 Nov 2016

High street business mortgages soar 132%

High street business mortgages soar 132%

New data from the National Association of Commercial Finance Brokers has revealed that small businesses seem to have shrugged off Brexit-related uncertainty as business mortgage enquiries in October have more than doubled on the same period last year.

28 Nov 2016

Right-to-Buy scheme expansion set to benefit thousands

Right-to-Buy scheme expansion set to benefit thousands

More housing association tenants will have an opportunity to buy their homes through the Government’s right-to-buy scheme, as a result of the Chancellor’s plans for a ‘large-scale’ pilot programme.

28 Nov 2016

New high reached for house price to earnings gap

New high reached for house price to earnings gap

The latest data from Hometrack has highlighted that, in certain parts of the country, the gap between average earnings and house prices has reached record levels.

28 Nov 2016

October sees mortgage approvals drop by 10% year-on-year

October sees mortgage approvals drop by 10% year-on-year

The latest statistics from BBA have revealed that there has been a 10% year-on-year fall in the number of house purchase approvals between Oct 2015 and 2016.

24 Nov 2016

LMS to provide conveyancing services for TSB

LMS to provide conveyancing services for TSB

Conveyancing panel management specialists, LMS, has announced a new partnership with TSB to provide conveyancing services including fees assisted remortgages.

24 Nov 2016

 

FTB numbers at 9 year high in Scotland

FTB numbers at 9 year high in Scotland

The latest statistics covering North of the border from The Council of Mortgage Lenders has revealed that more loans have been advanced to new home-owners than any quarter since 2007.

23 Nov 2016

London sees house purchase loans rise 12%

London sees house purchase loans rise 12%

According to the latest report from CML, house purchase loans have increased in the capital by 12% on the quarter, but remain 16% down on the year.

23 Nov 2016

94% uninfluenced by base rate cut to switch mortgage

94% uninfluenced by base rate cut to switch mortgage

New research from online mortgage broker Trussle has revealed that despite a wave of mortgage rate reductions from lenders triggered by August's base rate cut, 94% admitted they haven’t considered switching to a better deal. The research also highlighted that just 28% of British mortgage borrowers have ever switched provider to get a better deal.

23 Nov 2016

SDLT regime should be reformed to tackle slowing property market

SDLT regime should be reformed to tackle slowing property market

The latest HMRC statistics on tax revealed the alarming effect the 3% Stamp Duty Land Tax (SDLT) surcharge has had and should encourage the Chancellor to reform the current counter-productive SDLT regime in light of slowing housing market.

23 Nov 2016

Could stamp duty be the biggest obstacle to downsizing?

Could stamp duty be the biggest obstacle to downsizing?

New new survey of 1700 pensioners carried out by Later Life Ambitions has strengthened calls for the Chancellor to make changes to Stamp Duty in the Autumn Statement on Wednesday.

22 Nov 2016

Fleet announces new round of criteria changes

Fleet announces new round of criteria changes

BTL and specialist lender, Fleet Mortgages, has announced a number of further criteria changes following the launch of its new product range with enhanced criteria earlier this month.

22 Nov 2016

IMLA: Is the mortgage market working for consumers?

IMLA: Is the mortgage market working for consumers?

The latest research from the Intermediary Mortgage Lenders Association explores whether policymakers’ regulatory approach in the wake of the financial crisis has created a market that prioritises stability over popular access to mortgage finance.

22 Nov 2016

FTBs in London pay 750% more stamp duty than rest of the country

FTBs in London pay 750% more stamp duty than rest of the country

Independent estate agent, haart, has called on the government to cut the cost of stamp duty for first time buyers, after revealing the full extent of the impact in the capital.

21 Nov 2016

Landbay announce three new specialist products

Landbay announce three new specialist products

Peer-to-peer lending platform, Landbay, has announced this morning that it has launched three new products aimed at professional landlords, those with HMO’s and for Expats.

18 Nov 2016

Further calls for government to cut stamp duty

Further calls for government to cut stamp duty

There have been further calls for the government to scrap recent changes to stamp duty today as the latest reseach from Stirling Ackroyd suggests that stamp duty must be cut to get the property market moving.

18 Nov 2016

September surge revives conveyancing market

September surge revives conveyancing market

The latest research from Search Acumen has revealed that year-on-year conveyancing volumes dropped during July and August during aftermath of the EU referendum but picked up with a 10% rise in September.

18 Nov 2016

How do government home-ownership schemes work across the income spectrum?

How do government home-ownership schemes work across the income spectrum?

The latest research commissioned by the Council of Mortgage Lenders reveals the patchwork of government home-ownership schemes.

18 Nov 2016

Accord announces extra £500 cashback for FTBs

Accord announces extra £500 cashback for FTBs

Accord Mortgages has announced today that it is offering those who are taking their first step on to the property ladder an extra £500 cashback when they complete on a mortgage.

17 Nov 2016

TSB announces further cuts on two-year products

TSB announces further cuts on two-year products

TSB has announced today that it has reduced selected 2 year fixed and 2 year tracker mortgage rates. The new rates will be available for home movers, first-time buyers and remortgage customers.

17 Nov 2016

CML: Gross mortgage lending hits £20.6bn in October

CML: Gross mortgage lending hits £20.6bn in October

According to the latest data from CML this morning, gross mortgage lending held steady in October and was an estimated £20.6 billion - closely matching September’s gross lending total of £20.5bn but 5% down on the £21.8bn this time last year.

17 Nov 2016

Thousands of flat owners in 'virtual freehold' nightmare

Thousands of flat owners in 'virtual freehold' nightmare

According to new claims made by leasehold enfranchisement specialists, Leasehold Solutions, the owners of tens of thousands of newly-built leasehold flats, marketed as ‘virtual freehold’ properties with 999-year leases, are in danger of losing their capital investment.

17 Nov 2016

Scotland and NI see mortgage sales drop

Scotland and NI see mortgage sales drop

The latest report from Equifax Touchstone has found that Northern Ireland and Scotland saw the biggest fall in sales of mortgage products during October with drops of 8.7% and 5.2% respectively.

16 Nov 2016

Property investors predicted to look outside the capital for growth in 2017

Property investors predicted to look outside the capital for growth in 2017

The latest survey from RSM has predicted that property prices in London will continue to rise in 2017, but investors will increasingly look to other UK regions for growth.

16 Nov 2016

Latest Comments

Spencer Fortag
Spencer Fortag 30 Nov 2016

I am glad that someone listened to me!

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Tony Gimple
Tony Gimple 27 Nov 2016

It's not just the lack of estate agency advice that's costing landlords money; most are getting seriously bad advice from their accountants resulting in tax bills far higher than they need to be. Likewise,...

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Sally Walmsley
Sally Walmsley 18 Nov 2016

The RLA stands by its sell-off statistics. While we welcome the feedback from Mr Jagota and are delighted to hear how well things are going for landlords in the north east, we would like to make it clear...

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Sheryl87
Sheryl87 18 Nov 2016

The high employment levels and the vibrant economy has led to ever-increasing demand for rental properties, especially from professionals relocations from other cities. This has led to more experts teaming...

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Sheryl87
Sheryl87 18 Nov 2016

Renting out your house can be risky business. It's good to think about residential landlords insurance. Standard cover includes buildings cover and cover for loss of rent following damage to a property...

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AmberMorris
AmberMorris 09 Nov 2016

Fear of ghosts, really?? Ok, I get the fear of bats in the attic and mice and rats running under your nose - those are easy to deal with pest issues which are really unpleasant and can turn you off. But...

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AmberMorris
AmberMorris 08 Nov 2016

In my experience, It has always been a matter of discussion between the landlord and the tenant. There are cases when it's clear who's responsible for the pest control costs. I see a lot of people in forums...

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warren
warren 08 Nov 2016

There you go buddy :)

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Agent_PeeBee
Agent_PeeBee 07 Nov 2016

Any reason why my comment to this 'article' has not been published?

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Sean Lees
Sean Lees 04 Nov 2016

I don't think anyone can say dogs or cats are better or worse; depends on the animal, its age, how long it's left inside, etc. How bad the mess is depends somewhat on whether you are renting furniture...

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daniel black
daniel black 25 Oct 2016

I've been keeping a close eye on what the effect of Brexit has been on the rental market and it's a very mixed bag. Whilst the majority of the news focuses on London's market. I think this time next year...

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Northerner
Northerner 20 Oct 2016

Any views from outside the M25? No wonder politicians can't get the housing big picture when everyone seems to think that London is the yard stick, when it absolutely is not.

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