What is the biggest challenge for property investors in 2016?

What is the biggest challenge for property investors in 2016?

Regulatory changes are predicted to be at the forefront of challenges facing property investors this year, according to the latest Shawbrook Broker Barometer, which captured the views of over 300 brokers.

Half (50%) of brokers see regulation as the issue that will impact their clients the most, while around a fifth (21%) think that a change in interest rates could be the most important issue. Additional licensing is also expected to be an issue for brokers and clients, with a tenth (10%) expecting the changes to present their biggest challenge for the year.

When thinking about their own business, brokers are most apprehensive about increased FCA governance and further lending restrictions in the market, 39% and 26% respectively. Unsurprisingly brokers are viewing the new stamp duty levy with apprehension with 80% expecting the changes to have a negative impact on the housing market and the lending environment generally.


Despite these challenges the mood amongst brokers remains positive with 85% stating they are confident about business growth in the New Year. Over half (54%) believe that the new help-to-buy shared ownership scheme will have a positive impact on the housing market. Nearly two thirds (63%) are also in favour of the new London help-to-buy programme and three quarters (75%) believe the Government’s pledge of 400,000 new homes by 2020 will provide a boost to the market and lending environment.

Karen Bennett, Sales & Marketing Director Commercial Mortgages comments: “While it is obvious that 2016 will see some big changes in the Buy-to-Let (BTL) market, it appears that brokers are not buying in to the commentary that the market will suffer. The majority of our broker partners are confident that the market is one in which their business can grow and BTL presents many opportunities to investors. Lenders, brokers and customers will have new factors to consider but the outlook for 2016 remains positive.”

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ChristinaReedUK
ChristinaReedUK 20 Jun 2016

I don't understand why it's always a war between the two sides. Either, way the landlord is probably keeping a detailed inventory and will see the changes you've made. I just don't understand why there...

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NathanGreen
NathanGreen 16 Jun 2016

Seeing that the tenants are quite satisfied with their landlords and the properties is indeed great. I wonder, though, what is the situation in London alone? The tenants face sky-high rent levels in the...

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AndiMur
AndiMur 15 Jun 2016

TheGuardian published the same forecast. But on the other hand, professional brokers express different opinions. According totranio.com, an exit from the EU would not affect the demand/supply imbalance...

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Gary Holmes
Gary Holmes 14 Jun 2016

Having a professionally completed inventory at check-in and check-out is clearly (to me at least) of minor value. Tenants make un-authorised modifications and/or walk off with items that belong to the

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Violet Gibson
Violet Gibson 14 Jun 2016

Cautious people think buying off-plan is reckless, but over the past few years investors have literally made fortunes.Pre-release prices have obvious benefits for the developer, who gets instant finance...

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Kate Windleton
Kate Windleton 14 Jun 2016

An interesting research indeed. I guess that is in complete contrast with the United States where people often move from one coast to another. It will be interesting to hear the trends for people moving...

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NathanGreen
NathanGreen 14 Jun 2016

I think it all depends on the market conditions and how well your company is doing. You will agree that you can't demand more when you're killing yourself just to hang in there. Sometimes you need all

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ChristinaReedUK
ChristinaReedUK 13 Jun 2016

What does "detecting a bad vibe" mean actually. I've had certain vibes like these and yet have always found a reason , if there's any, why I don't like a certain property. The property maintenance might...

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keybanks estates
keybanks estates 08 Jun 2016

Great News for first time buyers, about time two!

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NathanGreen
NathanGreen 07 Jun 2016

I agree with #6 - you should maintain your garden according to the target buyer. One thing is universal, though - cleanliness and order. Having the yard clutter-free and clean will help people who do enjoy...

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NathanGreen
NathanGreen 06 Jun 2016

I will always say that London is overrated. Sure it is the capital, but it's too stuffed in there. It's more of a business city to me.

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Paul
Paul 25 May 2016

Estate agents are pathetic when it comes to fees. They have this 'I had to do it at 1% because that's what the others were quoting' mentality. We are the most expensive agents in our area, charging double...

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