What is the biggest challenge for property investors in 2016?

What is the biggest challenge for property investors in 2016?

Regulatory changes are predicted to be at the forefront of challenges facing property investors this year, according to the latest Shawbrook Broker Barometer, which captured the views of over 300 brokers.

Half (50%) of brokers see regulation as the issue that will impact their clients the most, while around a fifth (21%) think that a change in interest rates could be the most important issue. Additional licensing is also expected to be an issue for brokers and clients, with a tenth (10%) expecting the changes to present their biggest challenge for the year.

When thinking about their own business, brokers are most apprehensive about increased FCA governance and further lending restrictions in the market, 39% and 26% respectively. Unsurprisingly brokers are viewing the new stamp duty levy with apprehension with 80% expecting the changes to have a negative impact on the housing market and the lending environment generally.


Despite these challenges the mood amongst brokers remains positive with 85% stating they are confident about business growth in the New Year. Over half (54%) believe that the new help-to-buy shared ownership scheme will have a positive impact on the housing market. Nearly two thirds (63%) are also in favour of the new London help-to-buy programme and three quarters (75%) believe the Government’s pledge of 400,000 new homes by 2020 will provide a boost to the market and lending environment.

Karen Bennett, Sales & Marketing Director Commercial Mortgages comments: “While it is obvious that 2016 will see some big changes in the Buy-to-Let (BTL) market, it appears that brokers are not buying in to the commentary that the market will suffer. The majority of our broker partners are confident that the market is one in which their business can grow and BTL presents many opportunities to investors. Lenders, brokers and customers will have new factors to consider but the outlook for 2016 remains positive.”

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Spencer Fortag
Spencer Fortag 25 Aug 2016

The funny thing is, I mentioned the brick issue in my blog back in April: http://medwayproperty.blogspot.co.uk/2016/04/the-medway-property-market-and-lack-of.html

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SecomTech
SecomTech 19 Aug 2016

Firstly, I either lodge with DPS or do not take a deposit...secondly, If a tenant has not received a confirmation their deposit is secured with either a scheme or in an insured account with an agent/landlord,...

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jasonevans
jasonevans 19 Aug 2016

Belvoir has over 15 years of experience in property lettings, buying and renting and is one of the best agencies I know about. I have heard that they revived an award for the hard work. Really amazing...

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jasonevans
jasonevans 19 Aug 2016

Usually these areas are least affected when it comes to unexpected economical collapse.

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TheWaspNestRemover
TheWaspNestRemover 11 Aug 2016

You agree to pay for the treatment needed to get rid of fleas, ants, mice, wasps nests and other pests unless you can prove that these are a result of us not meeting our repairing responsibilities or these...

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madisonwelch80
madisonwelch80 02 Aug 2016

16% is quite a raise. Let's hope this tendency won't continue for long.

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madisonwelch80
madisonwelch80 02 Aug 2016

?66,963 is a serious price drop However buying a property it a serious investment only small percentage of the UK population could afford.

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madisonwelch80
madisonwelch80 02 Aug 2016

Wow, it kind of surprised me. I mean counting on mom and dad's bank even after retirement is too much. That's the moment in life when one should have ensured themselves. I am shocked.

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AbbieP.
AbbieP. 22 Jul 2016

"While house prices in the most expensive eleven boroughs have declined values in the cheapest eleven boroughs continue to rise" - not a nice way to even out the price range. London is overrated as it

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AbbieP.
AbbieP. 21 Jul 2016

And try to profit from your decisions, I may add

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CommercialTrust
CommercialTrust 19 Jul 2016

Retirement investment has always been one of the biggest draws of buy to let. And the buy-to-let demographic is, on balance, older. (Over a third of our applicants are over 50 at the time of application.) It...

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Forrest Wheatey
Forrest Wheatey 11 Jul 2016

I find the time perfect for ever home-owner wannabe. Prices should slowly, but steadily drop, at least for the inner buyer. Making it harder for outsiders to buy properties (the whole Brexit thing means...

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