Christmas home security tips

Christmas home security tips
It is easy to be distracted when you’re busy getting ready in the run up to Christmas, but taking just a few small steps can make a big difference

Co-op Insurance is urging people to be extra vigilant, as poor home security and cars laden with gifts can be easy pickings for opportunistic thieves this Christmas.

For peace of mind during the festive period Co-op Insurance automatically increases its customer’s contents cover by 10% in the weeks around Christmas and New Year to allow for the extra gifts and valuables in your home.

At this time of year your fridge or freezer might be full with festive treats, so check that your insurance policy covers you in case of any issues. Co-op Insurance’s policy covers policyholders should their fridge or freezer break, or there is a power failure, with any spoilt food covered up to a value of £1,000.

Co-op Insurance offers the following advice to keeping your home and belongings safe throughout the festive period:
 
1. Close your curtains when you have the lights on inside, in the dark winter months it is easy to tell when a house is unoccupied and burglars can use this to their advantage.

2. If you’re out for the night, leave a light on inside to look like the house is lived in.
 
3. Whilst Christmas shopping don’t let your handbag out of sight and make sure it is secure, as in busy crowds you can be an easy target for pick pockets.

4. Be sure to leave your presents out of sight and well hidden, away from a window, and if you’re out Christmas shopping in your car be sure to leave them out of view and locked in the boot


5. Be careful what you post on social media. As tempting as it is to show your friends what Santa’s bought you for Christmas, think carefully who will be able to read your posts, and make sure you check your privacy settings to see who can and who can’t read them

6. After the mania of present opening, discard your cardboard packaging in your bin outside or better still take to your local recycling centre, don’t leave on show outside for thieves to see what presents you’ve got.

7. Fairy lights can be a fire risk, consider buying new ones to ensure they have a good standard of safety, make sure you turn them off when unattended and don’t leave them on overnight

8. Check your insurance policy, presents kept in your home will be covered by your usual contents insurance, but if you've bought big ticket items as gifts they may need to be listed separately. Typically, the limit for single items ranges from £1,000 to £2,000, so check your policy and call your insurer if you've purchased anything above your limit.

9. Also check to see your insurance policy covers accidental damage cover, for any breakages to new items such as laptops, or wine spillages over the Christmas period.

Caroline Hunter, Head of Home Insurance at the Co-op, said: “Burglary is an extremely upsetting experience for anyone who happens to find themselves in this situation, however by taking simple security measures they can easily be prevented. It is easy to be distracted when you’re busy getting ready in the run up to Christmas, but taking just a few small steps can make a big difference, in keeping your home, your possessions and, most importantly, you safe.”

Whilst ensuring you are adequately covered over the festive season allows you to focus on the festivities instead of worrying that something may go wrong, so be sure to check that your policy provides a seasonal uplift.”
 
Lynn Farrar, Chair of Neighbourhood & Home Watch said: “At this time of year people are buying lots of new things and it’s important to remember that thieves and burglars know this and are looking for easy pickings to get their hands on the things you’ve bought.
 
Dark houses are a clear sign that no-one’s home and most burglaries are opportunistic. So our advice is to buy some timer switches for your lights and use them. It sounds simple but a few pounds spent on timers could save you much more this Christmas.”

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Latest Comments

warren
warren 26 Apr 2017

You're very welcome Mary! Glad you enjoyed them :)

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Mary Ward
Mary Ward 26 Apr 2017

Thank you for the wonderful ideas. First impressions can make or break a deal. It's sadly that many homeowners drop the kerb to create an off-street parking space.

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Tony Gimple
Tony Gimple 14 Apr 2017

I'm not at all surprised that so many landlords are still confused about what the tax changes really mean and how it will affect them. In particular, the blind rush to incorporation is leaving landlords...

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MH
MH 13 Apr 2017

You are right that the bank holidays are going to be spoiled in looking for the properties. But people who want to sell their property and looking for the better relocation, they can get benefits of this...

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bnellyb
bnellyb 08 Apr 2017

There will be an exodus of private landlords over the next 5 years as tax changes take effect, private landlords provide an important service to the rental market, why do housing associations and councils...

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Fred Cassman
Fred Cassman 07 Apr 2017

"Make it look like you are at home": often people forget this and share on facebook their location!

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jared townsend
jared townsend 05 Apr 2017

It'll be interesting to see how & if the Government's asset sale regarding mortgages helps

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SecomTech
SecomTech 04 Apr 2017

...and not one mention of the rules on PERMITTED DEVELOPMENT!!! Unless you have studied the plans you will not know...It's probable a high proportion would not need planning permission...BUILDING Control...

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Jonathan
Jonathan 03 Apr 2017

That's a very interesting study indeed. There is no doubt that new services and web apps such as Wonego.com in the UK or Roomster in the US will change the way people look for a flatmate, and that tenants...

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MBM Homelets
MBM Homelets 23 Mar 2017

Although this is a very positive step, there is little or no guarantee of the standard of workmanship employed by the tenants. We have had experience of a professionally decorated property being ' painted'...

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ajay
ajay 21 Mar 2017

How is the "robust evidence" looking now?

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NathanG
NathanG 20 Mar 2017

I've been watching the series so far and am completely baffled by the cases that were presented. Though, I don't think that we can protect ourselves from every scam possible - it will just make the scammers...

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