Lack of maintenance may mean your insurance is invalid

Lack of maintenance may mean your insurance is invalid

Now is a good time to check your property's condition indoors and out to make sure it's in good order, and that you don't end up with any unforeseen costs, or worse still, problems which insurers won't pay out on due to lack of maintenance.

Not everyone is adept at DIY, and some jobs, by law, need a qualified professional. Propertychecklists.co.uk has joined forces with aspect.co.uk to offer a free checklist on maintaining a home so that you can clearly identify what work your home may require.

Will Davies of aspect.co.uk says

“At aspect.co.uk, we know there are cowboys and rogues out there that will suggest jobs which don't need doing, and overcharge for jobs which do. We've worked with Propertychecklists.co.uk to make sure homeowners and landlords can seek independent help to quickly work out what work is required.”

Kate Faulkner, who runs the independent property advice site Propertychecklists.co.uk, says:

“We are thrilled that aspect.co.uk is supporting our 'maintaining a home' checklist. Many homeowners don't realise that not maintaining their property properly can give insurance companies a reason for not paying out for disasters which could have been avoided. Once or twice a year, I check my properties to make sure there aren't any problems which could lead to damp, leaks, chimney fires or more serious consequences, such as carbon monoxide poisoning. Using our checklist means you can, in just 15 minutes, check your property from top to bottom.”

Top five maintenance checks to make on a property

Watch out for water! --- Water left on wood causes rotting which can be difficult to repair. Also keep an eye on your ventilation. High humidity causes mould and mould produces spores which lead to respiratory problems and ill health.

Bleeding your radiators --- if the top of your radiators feels a bit cold then there's a strong chance there's air in the system.  Bleeding your radiators is something you can do yourself or if you want to completely sort out your radiators you can have them power flushed by an engineer.

Keep an eye on your gas boiler pressure --- if it's frequently losing pressure get a qualified Gas Safe engineer to take a look.

Keep spare fuses --- if a portable appliance stops working it may be a blown fuse. You can replace these yourself with a small screwdriver. If there's something very wrong with your fusebox then get a registered NAPIT or NICEIC electrician out.

Check your gutters --- There was  a big uplift in leaking roofs after the storms this year. Sometimes the problem can be gutters filled with leaves and other rubbish that overflow with rain water.


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Latest Comments

warren
warren 26 Apr 2017

You're very welcome Mary! Glad you enjoyed them :)

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Mary Ward
Mary Ward 26 Apr 2017

Thank you for the wonderful ideas. First impressions can make or break a deal. It's sadly that many homeowners drop the kerb to create an off-street parking space.

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Tony Gimple
Tony Gimple 14 Apr 2017

I'm not at all surprised that so many landlords are still confused about what the tax changes really mean and how it will affect them. In particular, the blind rush to incorporation is leaving landlords...

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MH
MH 13 Apr 2017

You are right that the bank holidays are going to be spoiled in looking for the properties. But people who want to sell their property and looking for the better relocation, they can get benefits of this...

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bnellyb
bnellyb 08 Apr 2017

There will be an exodus of private landlords over the next 5 years as tax changes take effect, private landlords provide an important service to the rental market, why do housing associations and councils...

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Fred Cassman
Fred Cassman 07 Apr 2017

"Make it look like you are at home": often people forget this and share on facebook their location!

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jared townsend
jared townsend 05 Apr 2017

It'll be interesting to see how & if the Government's asset sale regarding mortgages helps

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SecomTech
SecomTech 04 Apr 2017

...and not one mention of the rules on PERMITTED DEVELOPMENT!!! Unless you have studied the plans you will not know...It's probable a high proportion would not need planning permission...BUILDING Control...

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Jonathan
Jonathan 03 Apr 2017

That's a very interesting study indeed. There is no doubt that new services and web apps such as Wonego.com in the UK or Roomster in the US will change the way people look for a flatmate, and that tenants...

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MBM Homelets
MBM Homelets 23 Mar 2017

Although this is a very positive step, there is little or no guarantee of the standard of workmanship employed by the tenants. We have had experience of a professionally decorated property being ' painted'...

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ajay
ajay 21 Mar 2017

How is the "robust evidence" looking now?

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NathanG
NathanG 20 Mar 2017

I've been watching the series so far and am completely baffled by the cases that were presented. Though, I don't think that we can protect ourselves from every scam possible - it will just make the scammers...

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