Lack of maintenance may mean your insurance is invalid

Lack of maintenance may mean your insurance is invalid

Now is a good time to check your property's condition indoors and out to make sure it's in good order, and that you don't end up with any unforeseen costs, or worse still, problems which insurers won't pay out on due to lack of maintenance.

Not everyone is adept at DIY, and some jobs, by law, need a qualified professional. Propertychecklists.co.uk has joined forces with aspect.co.uk to offer a free checklist on maintaining a home so that you can clearly identify what work your home may require.

Will Davies of aspect.co.uk says

“At aspect.co.uk, we know there are cowboys and rogues out there that will suggest jobs which don't need doing, and overcharge for jobs which do. We've worked with Propertychecklists.co.uk to make sure homeowners and landlords can seek independent help to quickly work out what work is required.”

Kate Faulkner, who runs the independent property advice site Propertychecklists.co.uk, says:

“We are thrilled that aspect.co.uk is supporting our 'maintaining a home' checklist. Many homeowners don't realise that not maintaining their property properly can give insurance companies a reason for not paying out for disasters which could have been avoided. Once or twice a year, I check my properties to make sure there aren't any problems which could lead to damp, leaks, chimney fires or more serious consequences, such as carbon monoxide poisoning. Using our checklist means you can, in just 15 minutes, check your property from top to bottom.”

Top five maintenance checks to make on a property

Watch out for water! --- Water left on wood causes rotting which can be difficult to repair. Also keep an eye on your ventilation. High humidity causes mould and mould produces spores which lead to respiratory problems and ill health.

Bleeding your radiators --- if the top of your radiators feels a bit cold then there's a strong chance there's air in the system.  Bleeding your radiators is something you can do yourself or if you want to completely sort out your radiators you can have them power flushed by an engineer.

Keep an eye on your gas boiler pressure --- if it's frequently losing pressure get a qualified Gas Safe engineer to take a look.

Keep spare fuses --- if a portable appliance stops working it may be a blown fuse. You can replace these yourself with a small screwdriver. If there's something very wrong with your fusebox then get a registered NAPIT or NICEIC electrician out.

Check your gutters --- There was  a big uplift in leaking roofs after the storms this year. Sometimes the problem can be gutters filled with leaves and other rubbish that overflow with rain water.


Join our mailing list:

Leave a comment



Our Next Event

Buy-to-Let Roadshow July 2017

Buy-to-Let Roadshow July 2017

Newcastle - 18/07/2017

Bolton - 19/07/2017

Derby - 20/07/2017

Reading - 21/07/2017

Register now

Latest Comments

jason hadzikostas
jason hadzikostas 28 Jun 2017

The most important thing is a budget. Students have to manage their spendings in food, house maintenance, books and many other things. According to me, student Studios are the perfect option for them as...

view article
SecomTech
SecomTech 22 Jun 2017

AT Last...This was discussed years ago and there was a move towards landlords registering their bad tenants on a database..(can't remember where) It seems a logical step though our leaders will probably...

view article
Bertrand
Bertrand 02 Jun 2017

How about the Welsh Govt introducing a scheme to protect landlords against "rogue" tenants who are then taken to court for criminal damage to the properties they trash. Pretty unlikely I suspect and politically...

view article
AmberMorris
AmberMorris 25 May 2017

"Please don't pick a novelty tune-playing doorbell. They're not 'fun'. They're stupid." Laughed a lot to this. It's actually true, though.

view article
Oliver Conway
Oliver Conway 18 May 2017

Making a neat inventory is a good idea, but if the seller is not willing to provide it, can the buyer demand it?

view article
Bertrand
Bertrand 17 May 2017

First step to nationalisation of the private rented sector IMHO. Nanny state poking their noses into things yet again. I object, as a decent landlord, sometimes having to deal with some pretty awful tenants,...

view article
Izzy
Izzy 16 May 2017

This is such a great a post. I love the detail you've gone into. It's a very useful article for helping those who are looking at deciding which sector they would like to go into! When I first started investing...

view article
paul burnham
paul burnham 30 Apr 2017

Jeremy Corbyn's pledge that a Labour government would build 500,000 new council houses must electrify the general election campaign. Reliance on markets and the profit motive has brought huge housing-related...

view article
CommercialTrust
CommercialTrust 28 Apr 2017

Sadiq Khan?s announcement of an online database of landlords and letting agents who have been convicted of housing offences, appears on face value to be a variation of the already implemented Database

view article
warren
warren 26 Apr 2017

You're very welcome Mary! Glad you enjoyed them :)

view article
Mary Ward
Mary Ward 26 Apr 2017

Thank you for the wonderful ideas. First impressions can make or break a deal. It's sadly that many homeowners drop the kerb to create an off-street parking space.

view article
Tony Gimple
Tony Gimple 14 Apr 2017

I'm not at all surprised that so many landlords are still confused about what the tax changes really mean and how it will affect them. In particular, the blind rush to incorporation is leaving landlords...

view article

Related stories

More articles from Finance

Buy-to-Let Roadshow
July 2017

18th-21st July

4 days
7 specialists
4 locations
Free to attend

Click here to register now