Lack of maintenance may mean your insurance is invalid

Lack of maintenance may mean your insurance is invalid

Now is a good time to check your property's condition indoors and out to make sure it's in good order, and that you don't end up with any unforeseen costs, or worse still, problems which insurers won't pay out on due to lack of maintenance.

Not everyone is adept at DIY, and some jobs, by law, need a qualified professional. Propertychecklists.co.uk has joined forces with aspect.co.uk to offer a free checklist on maintaining a home so that you can clearly identify what work your home may require.

Will Davies of aspect.co.uk says

“At aspect.co.uk, we know there are cowboys and rogues out there that will suggest jobs which don't need doing, and overcharge for jobs which do. We've worked with Propertychecklists.co.uk to make sure homeowners and landlords can seek independent help to quickly work out what work is required.”

Kate Faulkner, who runs the independent property advice site Propertychecklists.co.uk, says:

“We are thrilled that aspect.co.uk is supporting our 'maintaining a home' checklist. Many homeowners don't realise that not maintaining their property properly can give insurance companies a reason for not paying out for disasters which could have been avoided. Once or twice a year, I check my properties to make sure there aren't any problems which could lead to damp, leaks, chimney fires or more serious consequences, such as carbon monoxide poisoning. Using our checklist means you can, in just 15 minutes, check your property from top to bottom.”

Top five maintenance checks to make on a property

Watch out for water! --- Water left on wood causes rotting which can be difficult to repair. Also keep an eye on your ventilation. High humidity causes mould and mould produces spores which lead to respiratory problems and ill health.

Bleeding your radiators --- if the top of your radiators feels a bit cold then there's a strong chance there's air in the system.  Bleeding your radiators is something you can do yourself or if you want to completely sort out your radiators you can have them power flushed by an engineer.

Keep an eye on your gas boiler pressure --- if it's frequently losing pressure get a qualified Gas Safe engineer to take a look.

Keep spare fuses --- if a portable appliance stops working it may be a blown fuse. You can replace these yourself with a small screwdriver. If there's something very wrong with your fusebox then get a registered NAPIT or NICEIC electrician out.

Check your gutters --- There was  a big uplift in leaking roofs after the storms this year. Sometimes the problem can be gutters filled with leaves and other rubbish that overflow with rain water.


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Latest Comments

Spencer Fortag
Spencer Fortag 25 Aug 2016

The funny thing is, I mentioned the brick issue in my blog back in April: http://medwayproperty.blogspot.co.uk/2016/04/the-medway-property-market-and-lack-of.html

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SecomTech
SecomTech 19 Aug 2016

Firstly, I either lodge with DPS or do not take a deposit...secondly, If a tenant has not received a confirmation their deposit is secured with either a scheme or in an insured account with an agent/landlord,...

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jasonevans
jasonevans 19 Aug 2016

Belvoir has over 15 years of experience in property lettings, buying and renting and is one of the best agencies I know about. I have heard that they revived an award for the hard work. Really amazing...

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jasonevans
jasonevans 19 Aug 2016

Usually these areas are least affected when it comes to unexpected economical collapse.

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TheWaspNestRemover
TheWaspNestRemover 11 Aug 2016

You agree to pay for the treatment needed to get rid of fleas, ants, mice, wasps nests and other pests unless you can prove that these are a result of us not meeting our repairing responsibilities or these...

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madisonwelch80
madisonwelch80 02 Aug 2016

16% is quite a raise. Let's hope this tendency won't continue for long.

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madisonwelch80
madisonwelch80 02 Aug 2016

?66,963 is a serious price drop However buying a property it a serious investment only small percentage of the UK population could afford.

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madisonwelch80
madisonwelch80 02 Aug 2016

Wow, it kind of surprised me. I mean counting on mom and dad's bank even after retirement is too much. That's the moment in life when one should have ensured themselves. I am shocked.

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AbbieP.
AbbieP. 22 Jul 2016

"While house prices in the most expensive eleven boroughs have declined values in the cheapest eleven boroughs continue to rise" - not a nice way to even out the price range. London is overrated as it

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AbbieP.
AbbieP. 21 Jul 2016

And try to profit from your decisions, I may add

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CommercialTrust
CommercialTrust 19 Jul 2016

Retirement investment has always been one of the biggest draws of buy to let. And the buy-to-let demographic is, on balance, older. (Over a third of our applicants are over 50 at the time of application.) It...

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Forrest Wheatey
Forrest Wheatey 11 Jul 2016

I find the time perfect for ever home-owner wannabe. Prices should slowly, but steadily drop, at least for the inner buyer. Making it harder for outsiders to buy properties (the whole Brexit thing means...

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