According to the lender, new standard two-year fixed rates are available from 1.24% at 80% LTV and 1.34% up to 85% LTV.
The new Fee Saver range - with no booking, arrangement fee, or standard valuation fees - includes two-year fixed rates from 1.74% at 80% LTV, 1.79% at 85% LTV and 2.39% at 90% LTV.
Five-year fixed rate Fee Saver rates start from 2.14% at 75% LTV, rising to 2.29% at 80% LTV.
Standard five-year fixes now start from 1.69% up to 60% LTV, rising to 2.14% at 85% LTV.
Nick Harrison, Head of Products at First Direct, said: “We’ve cut the rates on our range of two and five-year fixed rate mortgages, offering competitive rates on products to customers who want the certainty of a fixed repayment. At First Direct, we aim to offer a wide choice of competitive products to suit customers’ needs.”
