Accord announces launch of new 90% LTV products

Accord announces launch of new 90% LTV products

Accord Mortgages has announced that it will continue to helping borrowers who have smaller deposits by launching a selection of new 90% loan-to-value (LTV) mortgages and reducing rates at this LTV tier by up to 0.23%.

The intermediary-only lender, which is part of the Yorkshire Building Society Group, has launched a competitive 2.24% two-year fixed rate mortgage at 90% LTV with a £995 fee, which is available to both remortgage and house purchase customers.  

Also on offer is a two-year fixed rate mortgage at 2.32% at 90% LTV which comes with a £995 fee, plus £250 cashback on completion and free standard valuation for purchase customers.

For customers preferring a longer term option the range includes a five-year fix at 2.96% at 90% LTV with a £995 fee. This mortgage is available with free standard valuation and free legal fees for remortgaging borrowers, and £250 cashback on completion and free standard valuation for house purchase customers.


For customers preferring a longer term option the range includes a five-year fix at 2.96% at 90% LTV with a £995 fee. This mortgage is available with free standard valuation and free legal fees for remortgaging borrowers, and £250 cashback on completion and free standard valuation for house purchase customers.

Jemma Anderson, Mortgage Product Manager for Accord Mortgages, said: “We think it’s important to ensure that first-time buyers have access to competitive rates, which is why we’ve launched these new mortgages plus cut rates on our 90% LTV bracket.

We recently removed our mortgage application processing fee, which gives brokers and their clients the assurance that no product fees need to be paid until the mortgage has completed. We hope this, plus the option of added incentives on our 90% LTV mortgages, will help to reduce the upfront costs for first-time buyers looking to get a foot on the property ladder.”

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Tony Gimple
Tony Gimple 09 Dec 2017

Linking professionalism to limited company borrowing is a flawed concept. Despite S24 etc., limited companies are the most tax inefficient way of running a property business and leave borrowers seriously...

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Evelyn Attwood
Evelyn Attwood 01 Dec 2017

It's normal. If you plan to buy a house in one of the most beautiful spots in the country you should pay a high price.

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Evelyn Attwood
Evelyn Attwood 01 Dec 2017

I think that the situation will be the same at December.

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Scott Garnet
Scott Garnet 06 Nov 2017

If you have a patio or a porch it is important to make sure that any connecting doors are secured. Good advice for sliding glass doors is replacing the panels with storm resistant glass and getting heavier...

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richardrawlings
richardrawlings 01 Nov 2017

What has not been mentioned here is the effect of not only higher interest payments, but also that these payments are less likely to be offsettable as a business cost due to the scaling back of mortgage...

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Kelvin Lloyd
Kelvin Lloyd 09 Oct 2017

IT is up, to the Planners. If they will only give permission for bungalows on certain (suitable) sites, they will be built.

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maggie swift
maggie swift 09 Oct 2017

It's just the beginning of the shocking rise.

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maggie swift
maggie swift 09 Oct 2017

I have recently read that the bungalows can provide social housing for elderly residents in London.

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zoe glover
zoe glover 05 Oct 2017

Update! Worst company I have ever dealt with. Undervalued a Cambridge property by over 100k, wont take on any evidence of valuation including a RICS valuation done 3 years ago for the very same value...

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Paul Edwards
Paul Edwards 27 Sep 2017

Its nonsense articles such as this that make it harder to get clients to realise just how difficult the market is out there. When you see Rightmove and there are more 'price reduced' then 'new' most days...

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Tom Allen
Tom Allen 20 Sep 2017

Absolutely agree with you!

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RyanGeo
RyanGeo 18 Sep 2017

A sharp correction would be a less dramatic expression to use. That is already underway in certain sectors in Reading where I practice as Chartered Surveyor

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